Équisettle
Équisettle · Marketing · Business
Équisettle is an AI accounts receivable platform that connects your accounting system, automates invoice collections and reminders, and gives B2B finance teams visibility into overdue payments.
About Équisettle
What Is Équisettle
Équisettle is an accounts receivable (AR) automation platform built for growing B2B teams. It plugs into the accounting system you already use, pulls invoices, accounts, and payment activity into one workflow, then runs the collections process from automatic reminders through to reconciliation. The pitch is simple to state and harder to do by hand: chase every overdue invoice on time, keep the ledger accurate, and stop letting receivables live in spreadsheets and inboxes.
The product targets a common finance problem. Once a business has more than a handful of customers, someone has to track who owes what, send reminders before and after due dates, log disputes, and match payments back to invoices. That work is repetitive, easy to drop, and hard to see across a team. Équisettle turns it into a structured operation with defined priorities, owners, and escalation points, plus an AI co-pilot that handles the routine steps.
The main limit is that Équisettle does not replace your accounting platform. It sits on top of systems such as Clio, Sage Business Cloud, and GoCardless rather than replacing them, so you still keep your ledger where it is. It is also aimed at B2B teams working with invoices and credit terms, not at consumer subscriptions or point-of-sale payments.
Getting Started
- Connect your receivables data. Équisettle brings invoices, customer accounts, and payment activity together from your accounting system so the workflow starts from a single view.
- Define how work should move. You set priorities, ownership, approval steps, and the points where an account escalates to a human.
- Let the routine run. Automatic reminders, multi-channel communication, and case management handle the day-to-day chasing while the AI co-pilot drafts and coordinates.
- Work the exceptions. Cases that need judgment, such as disputes or broken promises to pay, surface for your team instead of sitting in an inbox.
- Keep outcomes tied to the ledger. Approved payments and reconciled invoices flow back so the financial record stays accurate. The vendor says teams can go live within 48 hours.
Product Information
A quick look at Équisettle's pricing, supported platforms, and performance.
Best for
The users, tasks, and scenarios where this tool fits best.
Users
- Finance managers at growing B2B companies
- Credit controllers who spend the day chasing invoices
- Small finance teams without a collections specialist
Tasks
- Sending payment reminders on schedule
- Tracking promises to pay and disputes
- Reconciling payments to invoices
- Forecasting which invoices will be paid late
Scenarios
- A growing agency with hundreds of open invoices
- A firm that wants its accounting platform kept intact
- A finance team spread across people and systems
Key features
Receivables Data From Your Accounting System
Équisettle connects to supported finance systems and pulls invoices, customer accounts, and payment activity into a single workflow. Rather than retyping balances into a tracker, the team works from live data, and approved outcomes stay aligned with the financial record. Supported integrations include Clio, GoCardless, and Sage Business Cloud, so most teams can keep the accounting platform they already run.
Automatic Reminders and Multi-Channel Communication
The platform sends payment reminders on a schedule and across more than one channel, so an overdue invoice gets followed up without someone remembering to do it. Reminders can go out before and after the due date as part of a defined cadence. This removes the most repetitive part of collections and keeps the tone consistent, which matters when a customer owes money and you still want to keep the relationship.
Credit Control and Custom Workflows
Every account that needs work becomes a case with an owner, a status, and a next step, and open invoices can be converted into cases automatically. This is where the credit control software side shows up: teams define their own workflow, including priorities, approvals, and escalation points, so the process matches how the business actually collects. Because exceptions surface as cases, nothing important quietly disappears into an inbox.
Equi AI Co-Pilot
An AI co-pilot handles the routine coordination behind the scenes, drafting and managing the steps that would otherwise eat a controller's day. It works inside the workflow the team has defined rather than acting on its own, so a human still controls approvals and the decisions that need judgment. The co-pilot is the layer that lets a small team run a larger receivables operation.
Payment Predictor and AR Health
Équisettle scores customer payment behavior and turns it into a view of AR health, so you can see which balances are most likely to run late. Instead of reacting once an invoice is overdue, the team can prioritize accounts by risk. This is the analytics side of the product, and it feeds the prioritization that the collections workflow uses every day.
Customer Payment Portal
Customers get a portal where they can see and settle what they owe, which shortens the path from reminder to payment. Fewer steps for the customer usually means fewer back-and-forth emails for the finance team. The portal keeps payment activity connected to the same workflow, so a payment made there flows back into reconciliation.
Payments and Reconciliation
As AR software, Équisettle matches incoming payments to the right invoices and flags mismatches, so the ledger stays accurate as cash comes in. GoCardless support adds Direct Debit collection with a 14-day free trial, which suits recurring B2B billing. Reconciliation sits at the end of the workflow, closing the loop between chasing a payment and recording it.
Pros and cons
Pros
- Connects to the accounting systems B2B teams already use, including Clio, Sage Business Cloud, and GoCardless, so there is no forced migration.
- Automates the reminders and follow-up that take most of a controller's day, which frees a small team to work on the accounts that actually need attention.
- Turns promises to pay and disputes into trackable cases with owners, so exceptions stop getting lost in email.
- Adds a payment predictor and AR health view, so collections can be prioritized by risk rather than by whoever shouts loudest.
- The Equi AI co-pilot and preset workflows mean a two-person finance team can run an operation that would otherwise need another hire.
Cons
- Pricing is quoted in British pounds on the vendor site, so teams outside the UK need to work out the local equivalent and any conversion costs.
- It sits on top of your accounting platform rather than replacing it, so you still pay for and maintain that system alongside Équisettle.
- It is built for B2B invoice and credit-term work, which makes it a poor fit for businesses that bill consumers or rely on point-of-sale payments.
- A few supported integrations are named, so teams on less common accounting systems should confirm their platform is covered before committing.
Frequently asked questions
Équisettle is an AI accounts receivable platform for B2B teams. It connects to your accounting system, brings invoices and payment activity into one workflow, sends automatic reminders, manages cases and disputes, and reconciles payments back to the ledger. An AI co-pilot handles the routine coordination so your team focuses on the accounts that need judgment.
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