My-Legacy.ai
Legacy.ai (My-Legacy.ai) · Other
My-Legacy.ai is an AI estate planning platform that stores passwords, documents, crypto keys, and final wishes in encrypted vaults, then guides your family through access.
About My-Legacy.ai
What Is My-Legacy.ai
My-Legacy.ai is estate planning software built for people who have never spoken to a lawyer and probably never will. It puts the practical side of a digital legacy in one place: account logins, insurance papers, wallet seed phrases, letters to your kids, and instructions for what happens after you're gone. The company describes the product as a way to democratize estate planning, and the pitch is aimed at the cost and confusion that keep most families from starting.
The center of the product is a conversational assistant. You answer questions in plain language, and it points out gaps in your plan, explains what a will or a trust does in your situation, and suggests the next document to prepare. A separate assessment called LegacyScore turns those answers into a readiness picture, so you can see what's missing before a hospital stay or a death forces the issue.
The limits matter as much as the features. My-Legacy.ai is not a law firm. Its own disclaimer says the guidance it generates is legal information, not legal advice, and that a trained attorney should be consulted before you sign anything. The platform can connect you with local estate attorneys, and it sells a professional version for advisors, but the consumer product is a planning and storage tool. Treat it as the organizer and the first draft, not as the signature at the end.
Getting Started
- Create an account on the website and pick a subscription term. A free trial is available before you commit.
- Run the LegacyScore assessment first. It takes about 30 seconds, needs no payment details, and gives you a list of the gaps to work through.
- Build the inventory: add assets, online accounts, files, and emergency contacts. Each item tells the platform who should be able to reach it.
- Load the sensitive material into the vault, including passwords and crypto seed phrases, then name the people who can request access.
- Write the personal side in the time capsule and check the emergency binder preview, so you know what a family member would actually see.
Product Information
A quick look at My-Legacy.ai's pricing, supported platforms, and performance.
Best for
The users, tasks, and scenarios where this tool fits best.
Users
- Parents with young children
- People holding crypto
- Financial advisors and estate attorneys
Tasks
- Taking inventory of online accounts
- Recording final wishes in your own words
- Screening an estate plan for gaps
Scenarios
- A sudden hospital admission
- Closing accounts after a death
- Reviewing a plan once a year
Key features
AI Inheritance Planning Chatbot
The chat assistant answers estate planning questions in everyday language and asks follow-up questions about your family, property, and accounts. It explains terms like probate, trust, and beneficiary in context, then recommends which document to prepare next. The useful part is the starting point it gives someone who has no idea what to ask a lawyer.
LegacyScore Readiness Assessment
LegacyScore is a 30-second questionnaire that scores how prepared your estate is and maps the gaps onto a personalized action plan. It runs without an account or a credit card, so you can see the result before paying. Advisors use the same score as an opening agenda for client conversations.
Encrypted Digital and Crypto Vaults
The digital vault holds files behind 256-bit AES encryption, and the optional ultra-secure tier splits documents into encrypted fragments held across separate locations, with blockchain and IPFS storage in the mix. A separate crypto vault handles wallet seed phrases and NFT holdings, with beneficiary allocation attached to each item. The company says 12 patents are pending on this security work.
Emergency Binder With Gated Access
The emergency binder collects the details a family needs in a crisis: contacts, insurance, medications, account notes, and where the important paperwork lives. Your emergency contacts can't read the contents by default. They file an access request, and the binder opens only when your approval conditions are satisfied.
Asset Portfolio and Online Account Inventory
This is the inventory layer: property, policies, investments, subscriptions, and logins, each with notes on who should receive it. Plans cap the number of assets, accounts, files, and time capsule entries, with 20 items on the entry tier and unlimited on the top tier. File storage runs from 5 GB to unlimited across the same tiers.
Digital Time Capsule and Beneficiary Portal
The time capsule stores photos, video, and written messages for specific people, with release tied to your instructions rather than a public feed. The beneficiary portal gives each named person a view of what they're entitled to receive and what they need to do to claim it. Together they cover the emotional side that a spreadsheet of passwords misses.
Pros and cons
Pros
- The free LegacyScore gives a real answer before you pay, which is rare in a category that usually hides pricing behind a consultation.
- Crypto holders get a purpose-built vault for seed phrases and beneficiary rules, not a generic file locker with a password field.
- Ten-year terms bring the monthly cost under $4, so the whole family plan costs less than most single-document legal templates.
- Access is gated by request and approval, so an emergency contact can't browse the vault just because they know your name.
Cons
- The AI assistant produces legal information, not legal advice, so you still need a licensed attorney in your state to review and sign the actual documents.
- Storage caps on the entry tier are tight at 20 assets and 5 GB, and a family with several properties and decades of photos will hit them quickly.
- International availability is unclear. The site names the US, Canada, UK, Australia, and India, but doesn't spell out which estate documents each country's users can actually prepare.
Frequently asked questions
No. The company states plainly that it isn't a law firm and doesn't provide legal advice. Its chatbot and reports give legal information and planning guidance, and the site recommends consulting a trained attorney for decisions and signatures.
Related content
Explore related tools, skills, and articles for My-Legacy.ai.
My-Legacy.ai Alternatives
Odyssey 3
Odyssey · OtherOdyssey-3 is Odyssey's foundation world model. It simulates physics in real time, turns a prompt into an interactive environment, and adapts to robots, cars and games.
JarvisCore
Prescott Data · Coding · Productivity · OtherJarvisCore is an open source Python runtime where AI agents work as equal peers on an agent mesh, claim tasks from a shared ledger, and reach external services through a zero-trust broker.
Clef
Cloudflare · Business · OtherClef is Cloudflare's open-source decision model for Workers AI. It returns calibrated probabilities for typed questions, not generated text, so agents can classify, route, and act fast.