Orbit Money
Orbit (founded by Simon and Miles) · Other
Orbit Money is a subscription tracker and spend monitoring tool that pulls every recurring charge into one place, from forgotten streaming plans to runaway API bills. Built by two founders who got tired of surprise renewals across personal and business cards, it groups subscriptions, founder software deals, and AI or API costs into a single dashboard. As a subscription management app, its core tracking is free, and the team is working toward a fuller money app with virtual cards and automated insights.
About Orbit Money
What Is Orbit Money
Orbit Money is a web-based subscription management app that answers one nagging question: what am I actually paying for every month? You add your subscriptions by typing them in, uploading a statement, or importing a CSV. Orbit lines up each renewal on a calendar. You see the date and the amount before it hits your card.
The product goes past plain tracking. Alongside subscriptions, it watches AI and API bills, and it surfaces founder deals from a catalogue of software offers that companies tend to bury in fine print. If you run a small team and juggle a dozen tools, that mix is where the value shows up. That's the pitch, anyway.
The catch is scope. Orbit is a young web app. Native mobile apps aren't available yet, and several of its most ambitious features, including virtual cards and automated insights, sit under "coming" rather than live. So I'd treat it as a tracker and deals finder today, not the full "brain for your money" it's aiming to be.
Getting Started
- Create an account at app.orbitmoney.io and sign in on the web.
- Add your subscriptions your way: type them in, upload a bank statement, or import a CSV file, then let Orbit detect the rest.
- Check the calendar view to see every renewal date and amount before each charge lands.
- Open the deals finder and complete a short quiz so Orbit can match offers you actually qualify for.
- Connect or log your AI and API accounts to keep those bills in the same view.
Product Information
A quick look at Orbit Money's pricing, supported platforms, and performance.
Best for
The users, tasks, and scenarios where this tool fits best.
Users
- Founders and small teams
- Anyone with forgotten subscriptions
- Freelancers with mixed expenses
Tasks
- Finding every active subscription
- Catching AI and API overspend
- Hunting founder deals
- Planning renewals
Scenarios
- Reviewing monthly spend
- Signing up for a new tool
- Auditing after a busy quarter
Key features
Subscription tracking in one place
Orbit Money collects every recurring charge you're paying for and shows the ones you forgot. You can add subs by typing them in, uploading a statement, or importing a CSV. Then Orbit detects the rest. Each entry carries its renewal date and amount, so nothing arrives as a surprise. For anyone juggling multiple cards and billing cycles, that single view replaces a messy spreadsheet.
Renewal calendar and alerts
Every subscription's next charge lands on one calendar, with the date and amount shown before it hits. The tool walks you to the cancel page when you decide a sub has to go. You finish the cancellation at the source. That last detail matters: you keep control of your logins and don't hand a third party the keys to your accounts.
AI and API spend monitoring
Beyond consumer subscriptions, Orbit tracks AI and API bills in the same dashboard. A line chart shows spend across tools like Anthropic, OpenAI, and data services month by month. If you run agents or automated workloads, this is where Orbit earns its keep, since API costs can climb faster than any streaming plan ever will. The idea is simple: one AI spend tracker and API cost tracker for everything you've automated.
Founder deal matching
Orbit's deal finder filters a catalogue of more than 970 software offers down to the ones you qualify for. It's built around software deals for startups, not just generic coupon lists. Instead of scrolling endless lists, you answer a short quiz and Orbit returns matched offers, from Notion credits to AWS Activate funding. A browser extension can flag potential deals while you're signing up, so you don't pay full price out of habit.
Free core features
The essentials stay free. According to Orbit, tracking, alerts, and visibility are free for everyone, always, and the team says it won't charge people just to stop overpaying. No paywall stands between you and seeing where your money goes. That's a fair stance, given most competing trackers gate their better features.
Pros and cons
Pros
- Core tracking, alerts, and visibility are free, with no paywall on the basics.
- Handles subscriptions, founder deals, and AI or API spend in one dashboard.
- You can add subs by statement upload or CSV import instead of typing everything.
- Cancellations route you to the source, so your logins stay under your control.
- Deals are filtered to what you qualify for, which saves time on fine print.
Cons
- Web only right now, with no native mobile app, so quick checks on the go mean opening a browser tab and logging in rather than glancing at a home-screen widget or tapping a push alert the moment a renewal lands.
- Virtual cards and automated insights are listed as coming, not available yet.
- No public API, so it won't plug into your own custom workflows.
- Built with founders and small teams in mind, so solo casual users may find the deal features irrelevant.
Frequently asked questions
It tracks your subscriptions, software deals, and AI or API spending in one dashboard. You add subscriptions by hand, statement upload, or CSV import. Then Orbit shows renewal dates, amounts, and matched deals, so fewer charges catch you off guard.
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