HomeScore
HomeScore Inc. · Productivity · Business
HomeScore is an AI homebuying assistant that reads inspection reports, photos, and floor plans, then scores a property against your budget, lifestyle, and risk profile before you make an offer.
About HomeScore
What Is HomeScore
HomeScore is a web app for buyers who have stopped browsing and started evaluating one specific house. You upload the inspection report, seller disclosures, photos, and floor plan, and its AI property analysis turns that pile into a scored homebuyer report card: what needs fixing, what it will cost, and which risks matter given your own tolerance.
The gap it fills sits between the listing site and the inspector. A listing tells you the asking price. An inspection tells you the roof is 22 years old. Neither answers the question buyers actually argue about at the kitchen table, which is whether a $14,000 roof still leaves this house a good deal for you. HomeScore puts a dollar figure next to each problem and lets you ask follow-up questions until the report makes sense. That focus separates it from a general AI real estate tool, which usually stops at an estimated value.
Two limits matter. The output is only as good as the paperwork you feed it, so a thin disclosure packet produces a thin report. And in January 2026, InfoPay acquired HomeScore's AI property analysis product, with plans to fold the technology into a new home-buying platform. The HomeScore site still sells plans as of October 2026, but the product roadmap is no longer entirely in HomeScore's hands.
Getting Started
- Create an account at homescore.co and stay on Starter, which covers one property at no cost.
- Take the two-minute preference quiz. It asks about budget, DIY appetite, kid-friendliness, and the risks you refuse to accept.
- Add the property you're considering. Upload the inspection report, disclosures, photos, and floor plan, or start with whichever documents you already have.
- Read the report card: the overall rating, flagged systems, repair cost estimates, and a total cost of ownership forecast.
- Ask follow-up questions in the chat, invite your partner or realtor, then move to Basic at $5 for five properties or the $50 Launch Offer for unlimited analyses.
Product Information
A quick look at HomeScore's pricing, supported platforms, and performance.
Best for
The users, tasks, and scenarios where this tool fits best.
Users
- First-time buyers
- Repeat buyers trading up
- Buyers working with a realtor
- Remote buyers
Tasks
- Reading a 60-page inspection report
- Comparing two shortlisted homes
- Budgeting the first three years of ownership
- Preparing a repair credit request
Scenarios
- Bidding on an older home with visible wear
- Buying from another state
- Choosing between a cheap fixer and a pricier turnkey
Key features
Preference Quiz and Personalized Rating
A two-minute quiz captures budget, risk tolerance, DIY willingness, and the features you care about, such as a home office or a fenced yard. Every property then gets a rating against those answers rather than against a generic buyer. The catch is honesty: a quiz filled in carelessly produces a rating that means little.
Document, Photo, and Floor Plan Analysis
This is the core of the product and the reason people call it a homebuying AI tool. You can upload inspection reports, pest reports, seller disclosures, photos, and floor plans, and the AI reads them together. Home inspection report analysis that once took an evening of highlighting takes a few minutes, but the tool works best when the documents are complete and legible.
Instant Repair Cost Estimates
Each flagged issue comes with a cost range, covering common jobs such as roof replacement, HVAC swaps, and plumbing repairs. Those repair cost estimates give you something concrete to negotiate with. They are regional averages generated by AI, so a local contractor may quote higher or lower.
Total Cost of Ownership Forecast
The forecast adds taxes, insurance, upkeep, and expected system replacements to the monthly payment. For buyers stretching to afford a house, this view is often the moment a property drops off the list. Numbers are estimates, and utility costs vary by household.
Side-by-Side Property Comparison
You can place two or more homes next to each other and compare condition, cost, and fit in one view. The property comparison tool is the fastest way to settle the argument between the charming old house and the boring newer one. Comparison slots depend on your plan: one property on Starter, five on Basic, unlimited on the Launch Offer.
Shared Workspace for Partners and Realtors
Invite a spouse, partner, or agent into the same property file, then discuss findings in context instead of forwarding screenshots. Real-time collaboration is included from the free Starter plan up. Everyone you invite sees the uploaded documents, so check what's in the file before you share it.
Pros and cons
Pros
- The free Starter tier includes a full analysis of one property, so you can judge the output before spending anything.
- Repair cost estimates and the ownership forecast turn vague inspection language into numbers you can use in a negotiation.
- The preference quiz makes the rating personal, which matters when two buyers look at the same house and reach opposite conclusions.
- Side-by-side comparison handles the real decision most buyers face, which is choosing between two imperfect houses rather than finding a perfect one.
- Documents, chat, and notes live in one shared file, so partners and agents stop rebuilding the same spreadsheet.
Cons
- It doesn't list homes or pull MLS data, so you still need a listing site to find properties in the first place.
- Cost figures are AI estimates, not contractor quotes, and can miss local labor rates or code requirements.
- The report is only as useful as the documents you upload, and many sellers hand over a thin disclosure packet.
- Product direction is uncertain after the January 2026 InfoPay acquisition, and there's no documented public API for building your own workflows.
Frequently asked questions
Yes. The Starter plan covers one property analysis, a personalized rating, unlimited AI chat, and repair estimates at no cost. Basic costs $5 for five properties, and the $50 Launch Offer adds unlimited analyses, negotiation help, and realtor collaboration.
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