Lucite

Lucite accepts PDFs, Excel files, Word documents, and screenshots, then extracts plan details, premium figures, and benefit schedules. The parsing logic is written for Canadian carrier formats rather than generic invoices, which is why a scanned booklet from one carrier and a spreadsheet from another both land in the same structure. Most group benefits software expects a clean digital file, and this one starts from whatever the carrier sent. The platform also flags what changed between periods, so a renewal doesn't hide a quiet shift in a dental maximum.

Quotes from separate carriers arrive with different layouts, different benefit names, and different assumptions. Lucite normalizes them into one table with the annual premium and the best rate called out. Advisors get a side-by-side view in the meeting instead of a folder of PDFs and a mental tally.

The output is the part most advisors care about. Lucite exports fully branded documents, including the firm's stock pages and custom report templates, so the deliverable looks like internal work rather than a vendor printout. Everything is white-labeled by default, and firms can add their own template variations during onboarding.

Carrier claims files get parsed into loss ratios, category breakdowns, and year-over-year movement. Instead of opening four spreadsheets and copying rows, an advisor can open a claims review that already shows drugs, paramedical, and medical services spend with the changes noted.

Beyond client-facing work, Lucite handles commission tracking, billing statement review, census data extraction, and group retirement analysis. Commission tracking shows what each carrier paid by group and by advisor, which removes the manual reconciliation that usually happens at quarter end. Billing review pulls ASO, HSA, and fully insured data into clean rate tables.

The platform keeps client documents in one place and builds a structured record for each group. That matters at renewal time, when the previous year's booklet and claims history should be one click away instead of buried in someone's inbox.

Lucite is SOC 2 Type II certified and PIPEDA compliant, with all data stored in Canada. Client data isn't used to train AI models, and deleting a document removes it permanently. Firms that leave can get their data back within 30 days, which is the kind of exit term that matters to compliance teams.