Compass AI
Compass AI · Video · Coding
Compass AI is a non-custodial agent that routes your USDC across chains into the best available yield on Arc, rebalancing inside the rules you set.
About Compass AI
What Is Compass AI
Compass AI is a defi yield agent for people who hold stablecoins and want them working. You deposit USDC on whatever chain you already use, and the agent moves it onto Arc, Circle's USDC chain, then routes it into lending and yield protocols. It rebalances when rates shift, and it settles each route atomically in under half a second.
The design assumes you don't want to babysit positions. You pick a risk band from 1 to 10 and whitelist the chains and protocols the agent may touch. After that it works inside that box. Push the dial higher and more protocols unlock. Keep it low and it stays with the safest venues, which on the testnet dashboard projects 3.5% to 5.2% APR on $1,000. That's non-custodial yield routing in the literal sense: the rules live with you, the execution lives with the agent.
Two limits matter. Your wallet keeps custody, so a smart contract bug or a protocol failure is still your exposure, and no agent removes that. The product is also live on Arc testnet, not mainnet, so the yield you see is a simulation of the routing logic rather than income.
Getting Started
- Open the testnet dashboard and connect a wallet. Compass creates a smart account you control.
- Deposit USDC from Base, Solana, Arbitrum, Optimism or another supported chain. Circle Gateway moves it onto Arc as one unified balance.
- Set your risk band, then whitelist the chains and protocols you're willing to accept.
- Watch the first route settle. Every hop, rebalance and settlement shows in the activity feed with a timestamp.
- Change the rules or withdraw whenever you want. The agent follows and stops when you tell it to.
Product Information
A quick look at Compass AI's pricing, supported platforms, and performance.
Best for
The users, tasks, and scenarios where this tool fits best.
Users
- First-time DeFi users holding USDC
- Treasury allocators with idle stablecoins
- Multi-chain traders
Tasks
- Putting idle treasury USDC to work
- Comparing venues without spreadsheets
- Enforcing a risk policy
Scenarios
- Testing a yield strategy before committing capital
- Consolidating USDC from several chains
- Stepping away from the screen for a month
Key features
Cross-Chain Routing from One Balance
Deposit on Base, Solana, Arbitrum, Optimism or any of the other supported chains, and Circle Gateway routes the funds onto Arc as a single unified balance. From there the agent compares rates across every connected venue. You hold the USDC, Compass holds the map.
Risk Band and Whitelists
A dial from 1 to 10 sets how adventurous the routing gets. At the conservative end, three protocols and a handful of chains are available. Push it to 10 and the full set unlocks. Whitelisting goes further: only the protocols you name are reachable, and the agent stays inside those limits.
Atomic Settlement on Arc
Each route executes as one round trip rather than a chain of hops. Arc finalizes it in under 500 ms, which means no orphaned legs and no funds parked halfway between chains. That matters when a rate window closes in seconds.
Automatic Rebalancing
Yields move constantly, and Compass rebalances as they do. You see each move in real time, with the protocol, the chain and how much shifted. Withdrawal stays open the whole time, so the position isn't locked into a venue you've gone off.
Live Portfolio Dashboard
The dashboard shows current value, net deposited, net earned and APR, then breaks holdings down by venue, protocol and chain. A running activity feed logs deposits, rebalances and settlements with timestamps so you can audit the agent's decisions later.
Non-Custodial Smart Account
Funds sit in a smart account you control, not in a Compass balance sheet. The agent gets permission to route inside your rules and nothing more. Pause it, change the band or pull out, and it obeys.
Pros and cons
Pros
- One USDC balance across a dozen chains removes the usual bridge-by-bridge routine
- The risk band and protocol whitelist give you a hard boundary that manual yield farming never really has
- Sub-500 ms atomic settlement on Arc cuts the stuck-funds risk that makes cross-chain yield stressful
- The dashboard shows why funds moved, which is rare among automated yield products
Cons
- Live on testnet only, so real capital can't be deployed yet
- Smart contract and protocol risk stay with you, since custody never leaves your wallet
- Projected yields of 3.5% to 5.2% at the conservative setting won't excite anyone chasing double digits
- No published pricing or API documentation, so cost and integration options remain unknown
Frequently asked questions
It takes USDC you deposit on a supported chain, moves it onto Arc through Circle Gateway and routes it into yield protocols. It rebalances as rates change, all inside a risk band and whitelist you set.
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